EV Sensitivity Analysis - Life @ 4% dm ($mil) EV sensitivity analysis @4% DM 1
1. Does not include the impact of management actions in response to sensitivities (for example, premium rate changes), or reinsurer response to sensitivities (for example, reinsurer rate changes). “dm” represents the discount rate risk margin which refers to the margin above the assumed long-term risk free rate. The long-term risk free rate adopted for the FY24 EV is 4% (FY23: 4%).
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