ClearView Investor Presentation Year Ended 30 June 2024

Financial highlights and FY26 goals

Group Underlying NPAT (from continuing operations) up 25% to $35.3m in FY24 under new accounting standard AASB 17; final FY24 dividend of 1.7cps (total of 3.2cps)

Life Insurance Underlying NPAT Margin

In-force Premium Market Share

Fully franked FY24 dividend 3.2cps 60% payout Fully franked FY23 dividend 3.0cps 54% payout

Gross Premiums $325.1m

New Business Market Share

FY23 Actual

9.9% 1

9.2%

3.2%

+9%

Life Insurance Underlying NPAT Margin 11.0%

In-force Premium Market Share

Gross Premiums $358.1m

New Business Market Share 11.0%

FY24 Actual

+11% +10%

3.5%

In-force Premium Market Share

Life Insurance Underlying NPAT Margin 11%-13%

Dividend Policy

Gross Premiums

New Business Market Share 12%-14%

FY26 Goals

40%-60% of Underlying NPAT

$400m+

~4%

3

1. FY23 Underlying NPAT margin restated to 9.9% (from 9.7%) to remove impacts on Underlying NPAT from changes in claims assumptions in FY23 to ensure consistency between periods.

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