ClearView Investor Presentation Year Ended 30 June 2024

How do we achieve growth – next phase

Our goal is to be the best at Life Insurance, moving from a mid-tier to top-tier player How will we achieve this ambition?

NON-CORE

CONTINUE

START Horizon 2

Horizon 1

1

3

2

6

5

4

Diversify earnings through test and learn

Execute Distribution Strategy

Wealth business

Strategic Transformation

Build Strong BAU Foundation • High performance culture, capability, and management • Sustainable and aligned products to meet customer needs – annual refresh • Nimble and pro- active with a single focus to harness ClearView’s unique culture, size and collective expertise

Amplify Retail Growth

• Full exit of wealth management targeted by Q3 FY25 • Allows focus on core Life Insurance business • Implement Life only target operating model

• Complete

• Specific product / target market focus • Stay ahead of curve by increased sophistication of data analytics • Prepare for new cohort of financial advisers that are using digital customer engagement tools

• Expand IFA distribution

• Investigate feasibility of

migration onto new platform • Progress Workflow and Portal further releases • Progress operations transformation program

relationships and APLs

diversification options – Retirement and Customer-led opportunities to build Group capability

• State based

distribution model with aligned interests, loyalty and brand recognition • Target to be top 3 insurer for advisers to earn appropriate share of wallet

• Identify

10

MARGIN FOCUS TO DRIVE VALUE FOR CUSTOMER

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